Healthcare Guides

Everything you need to know about Dutch healthcare, explained step by step

Getting Started

How Dutch Healthcare Works

Understanding the huisarts system, specialists, and emergency care in the Netherlands

How to Find and Register with a Huisarts (GP)

Your step-by-step guide to finding a family doctor in the Netherlands — where to search, how to register, and what to do if everyone's full.

Costs & Benefits

Eigen Risico: Understanding Your Deductible

How the Dutch healthcare deductible (eigen risico) works — what counts, what's free, and whether raising it is worth it.

How to Submit a Healthcare Claim (Declaratie)

Step-by-step guide to claiming back healthcare costs from your Dutch insurer — when you need to, what to prepare, and how to avoid common mistakes.

Zorgtoeslag: How to Get Your Healthcare Allowance

A practical guide to the Dutch healthcare subsidy — who qualifies, how to apply, and how much you could get back each month.